Which Delta Credit Card Is Right for You?
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Current Delta Limited-Time Welcome Offers
Delta has really gotten our attention again lately. We've seen a big turnaround in the value we've been able to find with SkyMiles, especially with the award sales and limited-time deals that have been popping up.
And right now, several Delta SkyMiles® American Express Cards have limited-time welcome offers, making this a good time to take another look at the lineup.
Below, we're breaking down the current offers, the benefits that stand out to us, and what we'd consider when comparing the different Delta cards.
Welcome Offer
You may be eligible for as high as 80,000 Bonus Miles and a $250 Statement Credit after you spend $3,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Apply to find out your offer. Terms Apply. Offer ends 11/04/2026.
Annual Fee: $0 introductory annual fee for the first year, then $150.
Rates & Fees
Who This Card May Be Good For
A good place to start for someone interested in earning Delta SkyMiles but who isn't ready to commit to a large annual fee. With a $0 introductory annual fee for the first year, then $150, it has the lowest barrier to entry of the three cards we're highlighting.
Welcome offers vary and you may not be eligible for an offer.
Welcome Offer
You may be eligible for as high as 90,000 Bonus Miles and a $300 Statement Credit after you spend $4,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Apply to find out your offer. Terms Apply. Offer ends 11/04/2026.
Annual Fee: $350
Rates & Fees
Who This Card May Be Good For
Someone who flies Delta regularly and could make use of the Companion Certificate available each year after renewal for eligible travel. For couples or families who already plan to fly Delta, this is one of the benefits that could help make the $350 annual fee easier to justify.
Welcome offers vary and you may not be eligible for an offer.
Welcome Offer
Earn two domestic Delta Comfort Flight Certificates + 50,000 Bonus Miles after $10,000 in purchases on your new Card in your first 6 months. A 21+ day advance purchase required. Taxes and fees up to $80 per person apply. Terms and other restrictions apply. Offer ends 11/04/2026.
Annual Fee: $650
Rates & Fees
Who This Card May Be Good For
Someone who flies Delta frequently and is comfortable with a premium $650 annual fee. This is the card we'd look at more closely for someone who values more premium Delta benefits and expects to fly the airline regularly.
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Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.