American Express® Business Gold Card
Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.
Welcome Offer
As High As 200,000 Membership Rewards® Points. Find Out Your Offer.
You may be eligible for as high as 200,000 Membership Rewards® Points after spending $15,000 in eligible purchases on your new Card in your first 3 months of Membership.
Welcome offers vary and you may not be eligible for an offer.
Why It’s on Our Radar
We like that the Business Gold Card automatically earns 4X Membership Rewards® points in the two eligible categories where your business spends the most each billing cycle.
That flexibility can be really useful when your business spending changes from month to month.
4X applies to the first $150,000 in combined purchases from eligible categories each calendar year, then 1X.
We also really find value in the Flexible Business Credit, which offers up to $20 in statement credits each month on eligible U.S. purchases at office supply stores, FedEx (through 10/01/2026), or Grubhub—up to $240 annually. (Enrollment required.)
Keep This in Mind
The American Express® Business Gold Card has a $375 annual fee.
Terms apply, see Rates and Fees
For us, a card with an annual fee needs to make sense beyond just the welcome offer. We look at whether the rewards and benefits actually fit expenses we’re already paying for rather than spending more just to use them.
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